Education

PROFESSIONAL & TECHNICAL (APPRAISAL) COURSES SATISFACTORILY COMPLETED

COURSE TITLE (test given)                                            DATE (Hrs)           SPONSORING ORGANIZATION

Real Estate Law                                                               06/1986 (30)   Harrisburg Area Community College

Real Estate Appraising                                                     12/1986 (30)   Harrisburg Area Community College

Real Estate Management                                                  06/1987 (30)   Harrisburg Area Community College

Appraisal                                                                         09/1988 (30)   The Institute of Real Estate Studies

Standards of Professional Practice                                    02/1991 (15)   York County Real Estate Training Center

Appraisal of Income Producing Property                           03/1991 (30)   The Institute of Real Estate Studies

Appraisal Course #3-Sales Comparison                           05/1991 (16)   National Association of REALTORS

Appraisal Course #1-Basics of Appraisal                         05/1991 (16)   National Association of REALTORS

Appraisal Course #5-Appraisal Standard/Ethics               08/1991 (16)   National Association of REALTORS

Appraisal Course #4-Cost & Income                               08/1991 (16)   National Association of REALTORS

Appraisal Course #2-Real Estate Analysis                        09/1991 (16)   National Association of REALTORS

Uniform Standard of Professional Appraisal Practice (USPAP)           02/1993 (16)   Appraisal Institute

Appraisal Course #7-Intro to Commercial                          04/1992 (16)   National Association of REALTORS

I410 Standards of Professional Practice Part A                  02/1993 (16)   Appraisal Institute

I110 Appraisal Principals                                                   02/1993 (39)   Appraisal Institute

I120 Appraisal Procedures                                                03/1993 (39)   Appraisal Institute

II420 Standards of Professional Practice Part B                 05/1993 (11)   Appraisal Institute

I210 Residential Case Study                                              05/1993 (39)   Appraisal Institute

II500 Advance Residential Form & Narrative                    07/1993 (39)   Appraisal Institute

I310 Basic Income Capitalization                                       09/1995 (39)   Appraisal Institute

I510 Advance Income Capitalization                                 10/1995 (39)   Appraisal Institute

Marshall & Swift Cost Approach Residential                     10/1995 (7)    York County Association of REALTORS

Marshall & Swift Cost Approach Commercial                   10/1995 (7)    York County Association of REALTORS

I410 Standards of Professional Practice Part A                  03/1997 (16)   Appraisal Institute

I420 Standards of Professional Practice Part B                  03/1997 (11)   Appraisal Institute

Farm & Land                                                                    06/1998 (16)   Lincoln Graduate Center

Commercial Investment Appraisal                                      06/2004 (15)   Lincoln Graduate Center

Financial Analysis of Income Property                                06/2004 (15)   Lincoln Graduate Center

National USPAP Course                                                   09/2004 (15)   Lincoln Graduate Center

Direct Capitalization of Income Property                           12/2004 (15)   Lincoln Graduate Center

Yield Capitalization of Income Property                            12/2004 (15)   Lincoln Graduate Center

National USPAP Course                                                   08/2006 (15)   Lincoln Graduate Center

Condemnation Appraising: Basic Principal. & Application  12/2006 (15)   Appraisal Institute

Condemnation Appraising: Advanced Topics&Application 03/2007 (15)   Appraisal Institute

APPRAISAL CONFERENCES, SEMINARS, CLINICS AND CONTINUE EDUCATION ATTENDED

ACTIVITY OR COURSE TITLE                                    DATES (Hrs)   SPONSORING ORGANIZATION

Exam Prep-Residential Appraisal Certification                   05/1991 (15)   Appraisal Institute

Exam Prep-General Appraisal Certification                       06/1991 (15)   Appraisal Institute

USPAP Update                                                                01/1995 (4)     Greater Harrisburg REALTORS Institute

Environmental Risk Management                                       04/1995 (16)   Greater Harrisburg REALTORS Institute

Commercial Investment Real Estate Analysis                     12/1996 (7)    Harrisburg REALTORS Institute

The FHA Appraisal                                                          12/1996 (3)    School of Real Estate Appraising, Inc

Appraiser's Legal Liabilities                                               04/1997 (7)    Appraisal Institute

Alternative Residential Reporting Forms                            05/1997 (7)     Appraisal Institute

Valuation of Leased Fee Interests                                     09/1997 (7)    Appraisal Institute

Valuation of Leasehold Interest                                         09/1997 (7)    Appraisal Institute

Rates, Ratios & Reasonableness                                      10/1997 (7)    Appraisal Institute

Automated Valuation Models                                           10/1997 (7)    Appraisal Institute

Basic Residential HUD Appraisal Requirements               10/1999 (7)    National Assn.of Independent Fee Appraiser

A Closer Look at Home Construction                              12/1999 (7)    Harrisburg REALTORS Institute

Going, Gone - Understanding Depreciation                       09/2000 (7)    Harrisburg REALTORS Institute

USPAP Update                                                               10/2000 (7)    Harrisburg REALTORS Institute

Calculating Gross Living Using ANSI Standards               12/2000 (7)    National Assn.of Independent Fee Appraiser

Appraisal Forms & Reports                                              02/2001 (7)    Harrisburg REALTORS Institute

$ and Sense: Introduction to Income Approach                 02/2001 (7)    Harrisburg REALTORS Institute

Appr. Beware Environmental & Stigma Issues                  04/2001 (7)    Harrisburg REALTORS Institute

Litigation Valuation (Expert Witness)                                08/2001 (15)   National Assn.of Independent Fee Appraiser

Uniform Appraisal Standards for Federal Land Acquisitions   07/2002 (16)   Appraisal Institute

Appraising Real Estate Fraud                                           09/2002 (7)    Harrisburg REALTORS Institute

USPAP Update                                                               09/2002 (7)    Harrisburg REALTORS Institute

Appr. Beware Environmental & Stigma Issues                  03/2003 (7)    Harrisburg REALTORS Institute

Limiting Appraiser Liability Exposure                                04/2003 (7)    Harrisburg REALTORS Institute

Distressed Property Appraisal                                          04/2003 (7)    Harrisburg REALTORS Institute

USPAP Update                                                               05/2003 (7)    Harrisburg REALTORS Institute

Investment Property: Income & Expense Analysis            10/2003 (7)    Harrisburg REALTORS Institute

What does Fannie Mae Say                                            11/2004 (7)    Harrisburg REALTORS Institute

Photi=Fish and PA Regulations                                        01/2005 (7)    Harrisburg REALTORS Instititue

The New FANNIE MAE Appraisal Report                     08/2005 (7)    School of Real Estate Appraising, Inc.

Understanding a Commercial Appraisal                            02/2006 (7)    Harrisburg REALTORS Institute

Understanding a Commercial Document                           04/2006 (7)    Harrisburg REALTORS Institute

National USPAP                                                             10/2006 (7)    Harrisburg REALTORS Institute

Federal Banking & PA Regulations                                  11/2006 (7)    Harrisburg REALTORS Institute

Flips, Frauds & Foreclosures                                           12/2007 (7)    Harrisburg REALTORS Institute

Scope of Work                                                               04/2007 (7)    Harrisburg REALTORS Institute